top of page

Headquartered in a suburb of Memphis, Tennessee, Centrex Underwriters, Inc. is a family owned and operated independent Managing General Agency specializing in Liquor Liability and General Liability insurance. Writing a broad class of hospitality business in 43 states plus Washington, D.C., we market affordable insurance products through a select group of Wholesale Excess and Surplus Lines brokers.

Exclusively Serving Wholesale Excess & Surplus Lines Brokers

Since 1988 Centrex has specialized in Liquor Liability, underwriting a broad spectrum of classes of hospitality business ranging from small restaurants to large nightclubs and almost anything in between. In 2012, we began writing General Liability Insurance on most of the same hospitality classes. We provide a stable market with excellent service utilizing financially strong insurance carriers. Our staff has the experience and expertise to underwrite a wide variety of hospitality classes and exposures for Liquor Liability and General Liability.

Why Partner with Centrex?

Centrex Liquor Liability and General Liability Features:

  • Work exclusively with professional Wholesale Surplus Lines Brokers

  • Aggregate limits typically apply separately to each insured premises for Liquor

  • Aggregate limits are available for additional premiums for GL

  • Flexibility to quote “outside the box” risks

  • Assault and Battery coverage at full limits available on most risks

  • Employees covered at no additional premium

  • First dollar coverage (no deductibles)

  • Writes Monoline Liquor and Monoline General Liability

  • Defense Costs in addition to policy limits

  • Wide range of limits available

  • Coverage provided on an occurrence basis

  • Companion General Liability policy also available

  • Providing a stable market for Liquor Liability since 1988

  • Backed by an insurance company rated A- (Excellent) by

       AM Best, Financial Size Category VIII

The information provided above does not alter, override, or otherwise affect in any way the coverage provided under any individual insurance policy.

Please refer to your policy to fully understand the coverage provided.

A One-Stop-Shop for Liquor Liability and General Liability Insurance

Retail Agents

If you are a retail agent, tell your wholesaler that you want a Centrex quote. If that wholesaler has not been appointed by Centrex, find one that is.


Business Owners

If you are a business that sells or serves alcohol, tell your agent that you want a quote from Centrex, the Liquor Liability and General Liability specialists.


Wholesale Excess & Surplus Lines Brokers

If your account sells or serves alcoholic beverages, we can help you satisfy their insurance needs by providing the Liquor Liability and General Liability protection they require at a competitive price. We welcome the opportunity to be of service to you.

bottom of page